When I was Young, Maybe
Maybe when I was younger I would have been swindled into the whole credit card speel… but luckily I stayed away and in turn stayed out of credit card debt. The only thing I can say is that I’m glad there are some truly helpful companies when it comes to settling such debt but the sadness that comes with the whole thing just simply- sucks. In the end it’s probably best to keep good graces with credit card institutions as we’ll probably need them from time to time throughout life… I guess the trick is to make sure you’re paying more than the monthly payment each month, and you’re not overspending on the credit cards either.